Operations · Payments, billing and finance
Airwallex
Global business account for multi-currency payments, FX and company cards
At a glance
Airwallex is an Australian-founded global business account. It lets you hold, receive and pay in multiple currencies, accept payments, and issue company cards with spend controls.
- Category
- Payments, billing and finance
- Best fit
- SME · Mid-market · Enterprise
- Pricing
- See pricing below
- In Adam’s stack
- Yes
Who Airwallex is best for
Australian businesses that buy, sell or pay contractors overseas, such as ecommerce brands, agencies and SaaS companies. Pick it over a big-four bank account when FX costs and multi-currency receiving matter.
Key features
- Multi-currency accounts and local receiving details
- Low-cost FX and international transfers
- Company and employee cards with spend limits
- Payment acceptance and expense management
Why it’s worth it
For businesses selling or buying overseas, it can cut FX costs compared with traditional bank transfers. Company cards with built-in limits make managing team spend much simpler.
Things to consider
- Monthly plan fees apply unless you meet the deposit or balance thresholds
- It is not a full replacement for a local bank for every need, such as business lending
- Spend management and more advanced features sit on higher plans
For Australian businesses
Airwallex was founded in Melbourne in 2015, publishes Australian pricing in AUD and provides local Australian account details (BSB and account number).
Airwallex pricing
Cost (ex GST), verified by Adam
Explore about A$26.36/mo, or A$0 if you deposit A$5K a month or hold A$10K. Grow about A$90/mo, adding spend management. Accelerate on quote. (Airwallex lists A$29 and A$99 including GST.) FX, transfer and payment fees apply on top.
Source: Airwallex AU fee schedule (18 Sep 2026). Checked 1 October 2026. Prices change often, so confirm on the vendor’s site before you buy.
Alternatives to Airwallex
Other tools listed under Payments, billing and finance. Tools from Adam’s stack are marked.
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FAQ
Airwallex: common questions
Is Airwallex Australian?
Yes. Airwallex was founded in Melbourne in 2015 and now operates globally, with a large Australian customer base.
What is Airwallex used for?
Businesses use Airwallex to hold and convert multiple currencies, receive payments with local account details in other countries, pay overseas suppliers and issue company cards.
Airwallex vs Wise Business?
Both offer multi-currency accounts and low-cost FX. Airwallex adds broader business features such as company cards with spend controls, payment acceptance and expense management.
Can’t find a tool that fits?
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